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General Banking And Loan Disbursement On Rakub

9190 words - 37 pages




We are the students of the University of Rajshahi, Department of Finance and Banking. According to the rules of Rajshahi University (in BBA) we were sent in some organizations to acquire some practical knowledge that is called internship. As a student of Finance and Banking we are to complete our internship program mainly on Financial organization; Banking sector are given preference here. This time for internship we were divided in some groups, eight students in a group were sent in Rajshahi Krishi Unnayan Bank, Greater Road Kajihata branch to complete our internship. We were given 90 days to complete our internship program ...view middle of the document...

1.3. Importance of Internship: An internship provides the student with a greater understanding of career demands and qualifications. It allows the students to understanding the connection between what is studied and how it is applied in the world of work. Practical work increases our real knowledge. At the end of our theoretical study, we are working for practical training. Thus it enhances the student knowledge. Internship program is the way of implementing the theoretical knowledge practically. However, the importance of internship is stated as follows:  Practice makes a man perfect-truthfulness of such can be achieved practical training.  Internship program helps to increase the quality and effectiveness of the trainer.
Department of Finance and Banking 2

 It mentally prepares for their professions.  It acts as guideline during the service period.  Perfect conception about business / accounting procedure in various industries and business concern may easily be earned.  To innovate new techniques of management.  To enact different policies for the over all development of the institutions.  To make the skill labor.  It facilitates thinking about problem of apply my theoretical knowledge in the field of action.  By internship program students can under and limitations, shortages and tractability of their knowledge and thereby can take necessary action for removing these limitation and shortages. Last of all we can say that, one should importance of an internship program.

1.4. Objectives of the study: The objective of internship is to earn practical experience about definite subject. It helps to achieve practical knowledge and experience. The main objective of internship training is to discover answer to

questions through the application of considerable procedures. Main objectives are given below:  To know the functions or service to customers.  To understand administrative structure of RAKUB.
Department of Finance and Banking 3

 To know in what types of project financing by RAKUB.  To understand loan sanctioning procedure along with general banking system of RAKUB.  To identified problems faced by both the bank and the clients in loan management.  To Put some suggestions on the basis of the findings of internship program to improve the existing situation.  To implement the knowledge of practical training in the post service life.

1.5. Scope of the Study: It has been mentioned earlier, the main focus of the study is “Performance of Loan Disbursement and Recovery” of Rajshahi Krishi Unnayan Bank (RAKUB),with special reference to Greater Road Kajihata Branch, Rajshahi . The report gives an overview of Rajshahi Krishi Unnayan Bank. There is an one elaborate chapter on RAKUB’s loan Recovery performance . This study will also present some problems and recommendation to solve those problems of Rajshahi Krishi Unnayan Bank.

1.6. Methods of Data Collection: Methodology is a systematic procedure, which is used to...

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