This website uses cookies to ensure you have the best experience. Learn more

Health Reform Essay

1346 words - 6 pages

Affordable Care Act vs The Invincibles |


Affordable Care Act signed. Excitement. Gets on webpage. Sees prices. Exits webpage. These are motions made by many young adults between 19 and 29 took upon realizing that it was now mandatory that every American adult sign up for a health insurance plan. On March 23, 2010, young adults, including the writer, thought they were finally getting a break from the government when President Obama signed his new health reform act. Little was known how much this generation was actually considered before the president signed off their continued demise. Young adults were sold a dream of affordable health plans that could fit within their tight ...view middle of the document...

’ (Pikert, 2009) The term “young invincibles, “originates from a popular conception that the demographic is uninterested in coverage because they believe themselves invulnerable” (Pikert, 2009) Some of them, are totally ignorant to the fact that health insurance is even something that they need to get. Most of this group don’t think about the need to get insurance until they get that letter at 24 stating that they are no longer on their parents insurance and just continue on without it.
So why are the “young invincibles” going without insurance? Many perceive that upon their matriculation through college that they will be obtain employment that will not only give them optimal pay, but provide benefits as well. But as we see with the slow decline in our economy, many are unable to obtain stable employment, and if they do it is at menial wages. With attempting to take care of their self, many “young invincibles” simply don’t believe it is feasible to manage paying for high health insurance premiums. Others believe that it is a waste of money and that they will paying monthly for something that is rarely used. “Among those aged 18-34, only about 2.7 percent rate themselves in fair or poor health.” (Larson-Stoller, 2013).
Another big issue of people that are uninsured are those that are starting their own businesses. On a hi-tech industry there are many young people that come out of college, they have great new ideas, they want to innovate some particular market segment and they want to stick their own business in and they have to go out and search for their own coverage. So anybody that is young and typically, independent of some employer is going to need health insurance and a lot of them put it well down their list of priorities when it comes to their spending for themselves. So far only 20 percent said they would "definitely" or "probably" sign up for insurance under the Affordable Care Act.
The reasons suggested for purchasing an insurance premium are that THEY ARE NOT INVINCIBLE. Despite the contrary belief at that age, they get sick or injured as well. One Centers for Disease Control and Prevention study found that 17 percent of women ages 18 to 29, and 13 percent of men, have a chronic condition such as cancer or diabetes. “Federal data show that young adults have higher rates of car accidents, which could lead to pricey medical bills. The high cost of maternity care can be another concern for young adults, with the average charges ranging upward of $32,000, according to a study published this year by Truven Health Analytics.” (Kliff, 2013) They are also endorsing the fact that signing up for health insurance is a part of becoming an adult. If you want to be play the role of adult then you’ve got to work, but if you want to maintain being able to work, then you need to be healthy. “Getting covered is about taking personal responsibility for your health and financial well-being. It’s about being an independent adult and protecting...

Other Papers Like Health Reform

Information Systems Essay

307 words - 2 pages health insurance, "individuals must be lawfully present in a state in the United States." That does not preclude those in this country legally who have illegal immigrants in their family from qualifying for the subsidies. Gorman, (2009, September 10). From the Fact Check Desk: Illegal Immigrants and Health Care Reform. ABC News. Retrieved from

Health Care Economics Essay

1296 words - 6 pages care reform, legislators are aware that health care spending needs to become a balanced solution. The current health care system in the United States has many holes to fix, the government has made many attempts to bring spending under control. The theory of bring more managed care and competition into health care can potentially aid in bringing spending in health care under control. Because health care expenses are becoming more of a burden on

Constitutional Reform

991 words - 4 pages “Constitutional reform since 1997 has not gone far enough.” Discuss. I agree with the view that constitutional reform since 1997 has not gone far enough to a large extent. The House of Lords Act of 1999 has reformed the House of Lords, the Human Rights Act of 1998 was an important area of constitutional reform, as well as the Freedom of Information Act of 2000 and the devolution of powers. The electoral system used in the UK has also been


529 words - 3 pages change the environment—from housing to food safety—moved from public health to other governmental agencies. The limitations of our medicalized public health system, with its focus on individual behavior, have become clear when we review the lack of progress over recent decades in reducing rates of diabetes, asthma, and obesity, or in creating equitable health status across racial and ethnic lines. Today’s public health challenges

Healthcare Reform

2233 words - 9 pages . Both presidential candidates have proposed to reform the health care system, demonstrating the political ripeness of the issue. When that opportunity presents itself, it will be essential to be ready with grounded policies that are more than patches and can serve as pathways toward a high-performing health system. The current US oral healthcare delivery system is a loosely organized patchwork comprised largely of private practices serving the

Mapping Of A Quality Improvement Initiative

370 words - 2 pages patients with the right access to the right care, at the right cost. The collaborative partnership sets the stage for innovation while providing an alternative to mergers and acquisitions in a changing healthcare climate. Stratus Healthcare serves as a vehicle to keep healthcare local with the goal to improve outcomes, enhance the patient experience and increase efficiency as required by healthcare reform (St. Mary's Joins Stratus Health, 2015


387 words - 2 pages of a number of sweeping pieces of legislation, notably a health care bill that will eventually provide near-universal coverage, a goal that had eluded Democratic presidents for 75 years. Other big victories included the $787 billion stimulus bill, passed in February 2009, meant to shore up a cratering economy, and a financial regulatory reform measure, passed in July 2010, meant to reduce the odds of another Wall Street meltdown. But Mr. Obama


430 words - 2 pages I. Introduction a. Brief review of the concept of healthcare reform b. A thesis statement II. Effects of healthcare reforms on an insurance industry a. Reduces company’s profit margins b. Reduces company’s administrative costs III. Conclusion IV. Works Cited Healthcare reform affects patients, healthcare providers, government spending and biomedical researchers. A good healthcare reform should be

Obamacare 2010

548 words - 3 pages problems and more others, the effectiveness of the U.S. healthcare system was crippled in terms of delivery, management, and sustainability. The main reason that prompted the need for healthcare reform was the rising cost of healthcare which crippled majority of working class citizen from receiving quality healthcare at affordable cost. The healthcare reform has arrested the cost of health insurance, allowing individuals to keep some money for

Us Healthcare System

1034 words - 5 pages to pay the premiums or have payers. However, it does not work efficiently for those of us who do not have insurance, thereby not accessing health care at all. Still, many of us do not understand how healthcare reform would help or harm the Americans. A healthcare reform is aimed at providing Americans with more access to healthcare and directing how the costs of healthcare will be shouldered. The reform does not give information on what kind of

Healthcare Reform

651 words - 3 pages Healthcare reform and policy establishment has been driven by politics since modern medicine began to make a rise in our western culture. In 1935, President Franklin Roosevelt was the first to attempt to integrate a national health care program within social security. President Harry Truman proposed a multi payer insurance fund while in office but also was unsuccessful. Multiple presidents have attempted to succeed at providing healthcare reform

Related Essays

Health Care Reform For The United States

2132 words - 9 pages Health Care Reform For The United States COM 220 4/18/2010 Natasha Brown Health care reform for the United States Even though it will cost taxpayers a small amount more, Americans have the right to free health care. There are forty seven million Americans are without health insurance and the bill will stop insurance companies from denying Americans from coverage. What the government is trying to pass is a new health insurance reform

Health Care Essay

343 words - 2 pages Should All Americans be required to Purchase Mandate Health Insurance? John Doe University of Maryland University College As legislators start to put forward a bill about the details of health care reform all Americans will be provided information about individual mandates. Individual mandates will require all Americans to have health insurance, similar to how Americans are compelled to purchase auto liability insurance. Individuals

Healthcare Utilization Essay

1171 words - 5 pages Health Care Utilization Kelly A Faust HCS/235 July 21, 2015 Dr Lisa Church Health care in the United States is teetering on the edge; it will either turn into universal health care or become too expensive for the majority of Americans. Recent health care reform has been developed to lower the cost of health care and make it more widely available. However, health care in the United State may start trending towards becoming a

Health Care Utilization Paper

1428 words - 6 pages discuss the ways health care reform has expanded access to care; how these reforms will influenced the utilization of health care; this paper will explain the difference between these reforms and universal health care: and my personal experience these reforms and what are the positive of my experience with health care expansion. Ways the recent health care reform measures expand access to care. One way the Affordable Care Act will expand